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4 Investments for Fresh Graduate

Welcome to the real-life, fresh graduates! After graduating from college, of course, you are currently incessantly collecting coffers to achieve the desired goals. Of course, every month, you will never be absent to always leave money and then put it in savings. But, you know what? If saving is not enough. The money that is in your savings, will not be able to face the inflation that occurs every year.

Actually, saving is also not wrong. However, there's nothing wrong with setting aside a portion of the income to invest in the future. If you are a fresh graduate, don't be confused. Here's an investment for a fresh graduate that might be suitable for you to try!

Gold Investment

Gold bullion has long been known as a profitable investment product. Not only that, but but gold is also an investment activity with a small risk and is relatively safe, very suitable as an investment for fresh graduates.

This investment is not a long investment for those of you who have plans or goals in the future. Not surprisingly, this method is very popular among people who intend to invest more than 5 years in the future. In investing in gold, you have to pay attention to many things, such as where to buy gold, how much it costs, to the state of the gold price on the market. Currently, there are many ways to invest in gold, which you can choose according to your needs.

Deposit
Have you saved it in the bank? Now try to make a deposit. This investment has a term with a higher interest rate than ordinary savings, you know.

Deposits themselves have varying periods of saving money, namely 1 month, 3 months to 1 year. The longer and more money you save, of course, the higher the interest. This investment carries a low-cost risk, so it is perfect for you as a Fresh Graduate.

Bond
If you are not familiar with bonds, these investments are long-term debt securities that are usually issued by the government or private companies.

Later, one of these investments for fresh graduates will be accompanied by a promise from the issuing party, to pay interest and principal debt to the bond owner within a certain period of time. Until now, there are three types of bonds that you can try, namely Government Bonds, Corporate Bonds, and Retail Bonds.

So, if you choose to make this type of investment, there will be two benefits. First, the coupon or bond interest payments and second, the profit from the sale of the bonds. At this point, do you know which one to choose? wait a minute there is still one more investment for the following fresh graduates.

Peer-to-Peer Lending
Furthermore, there is Peer-to-Peer Lending (P2P) as an investment for fresh graduates. Peer-to-Peer Lending is a type of investment that brings together Lenders and Borrowers, who work hand in hand to achieve their financial goals.

If you are interested in becoming a Lender or investor, you will invest what you have in the Borrower, either to develop your business or to undergo further education.
lots of investments for fresh graduates that are suitable to be tried as early as possible! Come on, make an investment to make it easier to achieve your goals in the future. May be useful!